Many Americans who rely on Social Security for retirement income face a looming crisis. According to the 2025 Trustees’ report, the key trust fund—the Old-Age and Survivors Insurance (OASI)—is projected to be depleted by 2033. If Congress fails to act, benefits will automatically be reduced by approximately 23%, turning a typical $2,000 monthly check into $1,540. Here’s everything you must know about this Continue reading