The Canada Workers Benefit (CWB) is designed to support low- and moderate-income workers with regular income supplements.
In 2025, the CRA confirms eligible recipients will receive up to $1,428 per quarter, totaling $5,712 annually—a reliable financial boost amid rising living costs.
What Is the Canada Workers Benefit?
The Canada Workers Benefit is a refundable tax credit aimed at providing quarterly advance payments to working Canadians who meet income-based eligibility.
It encourages continued workforce participation and helps with daily expenses.
2025 Canada Workers Benefit Payment Schedule & Maximum Benefit
The CRA has confirmed the following quarterly payment dates for 2025:
| Quarter | Payment Date | Maximum Amount |
|---|---|---|
| Q1 | January 15, 2025 | Up to $1,428 |
| Q2 | April 15, 2025 | Up to $1,428 |
| Q3 | July 15, 2025 | Up to $1,428 |
| Q4 | October 15, 2025 | Up to $1,428 |
This adds up to a maximum annual benefit of $5,712 if you meet all criteria.
Eligibility Criteria for 2025
You must meet all of the following to qualify:
- Residency: Be a Canadian resident for tax purposes throughout 2025.
- Age: Be at least 19 by December 31, 2024, or live with a spouse/common-law partner or dependent child.
- Employment Income: Must have earned income, but below the threshold.
- Student Status: Not a full-time student for more than 13 weeks unless supporting a dependent.
- Incarceration: Must not be incarcerated for 90 days or more during the year.
Income Thresholds:
- Individuals: Up to $33,000 net income
- Families: Up to $50,000 combined net income
Disability Supplement for Qualifying Individuals
If you’re eligible for the Disability Tax Credit, you can also receive an additional Disability Supplement on top of the base CWB.
This helps offset higher living costs associated with disabilities.
Why Quarterly Payments Work
Receiving the Canada Workers Benefit in quarterly installments is beneficial because it:
- Helps manage monthly expenses like rent and groceries without waiting until tax season.
- Enables better budgeting and emergency planning.
- Reduces the need for short-term credit or debt.
This frequent payment structure ensures the Canada Workers Benefit acts as a continuous support mechanism, not just a one-off refund.
How to Apply for the Canada Workers Benefit
To access the Canada Workers Benefit in 2025, follow these steps:
- File your 2024 tax return on time.
- Complete Schedule 6 and enter the Canada Workers Benefit information on line 45300.
- Opt-in for advance payments during filing or using CRA My Account.
- Keep personal details updated—income, marital status, dependents, and banking information.
- Report life changes promptly to avoid overpayments or delays.
The Canada Workers Benefit for 2025 offers a meaningful and consistent income supplement for eligible workers.
With up to $1,428 per quarter, or $5,712 annually, it provides a stable financial foundation.
To take full advantage, file taxes on time, opt for advance payments, and keep your CRA account current.
This benefit is a powerful tool to help manage everyday living costs and reward work.
FAQs
Do I have to apply separately for the CWB?
No — the CWB is calculated when you file your tax return and, if eligible, advance payments are issued automatically.
Can part-time workers or single parents qualify?
Yes — as long as you meet income and residency requirements, regardless of household type or employment status.
What if my income changes mid-year?
You should update your income and personal details via CRA My Account to ensure accurate payments and prevent overpayments.