For many UK pensioners, the rising cost of living is a constant concern. From energy bills to food prices, every penny matters. One expense that has caused particular debate is the TV licence fee, which in 2025 is set at £174.50 per year. For those on fixed incomes, this feels like a heavy burden.
The good news is that a free TV licence scheme is still available for certain pensioners. However, with eligibility rules and frequent changes over the years, many are left wondering: Do I qualify?
This guide explains the current rules, how to apply, and what alternatives are available.
Why TV Licence Fees Matter for Pensioners
- A TV licence is legally required to watch or record live TV or use BBC iPlayer.
- The fee funds BBC services, including TV, radio, and online platforms.
- Without a licence, fines can reach up to £1,000.
- For pensioners on limited incomes, paying nearly £175 annually can be significant.
This is why the free TV licence scheme was created, offering relief to older citizens who depend on television for news, entertainment, and companionship.
The History of Free TV Licences for Pensioners
| Period | Scheme Details |
|---|---|
| Before 2020 | All over-75s received a free TV licence, fully funded by the government. |
| From 2020 | Responsibility shifted to the BBC. Only those 75+ and receiving Pension Credit qualified. |
| 2025 (current) | The same rules remain: you must be 75 or older and receiving Pension Credit to qualify. |
This policy remains controversial, with campaigners calling for all pensioners to regain free access.
Who Qualifies for a Free TV Licence in 2025?
To receive a free licence, you must meet both conditions:
- You are aged 75 or over.
- You (or your partner living at the same address) receive Pension Credit.
- If you’re over 75 but not on Pension Credit, you must continue paying the licence fee.
Pension Credit and Why It Matters
Many pensioners miss out on a free licence because they are not claiming Pension Credit, even though they’re eligible.
- Pension Credit boosts your weekly income.
- It unlocks benefits such as free NHS dental treatment, housing support, and the free TV licence.
- An estimated hundreds of thousands of eligible pensioners do not claim it.
If you are over 75, applying for Pension Credit could reduce financial strain significantly.
How to Apply for a Free TV Licence
The process is simple:
- Check eligibility — you must be 75+ and on Pension Credit.
- Apply online or by phone — through the TV Licensing service or by calling 0300 790 6117.
- Provide proof — such as your National Insurance number and Pension Credit details.
- Renew annually — the free licence must be confirmed each year.
If you apply at age 74 and already receive Pension Credit, your free licence will start automatically on your 75th birthday.
What If You’re Not Eligible?
If you don’t qualify, there are still options to reduce costs:
- Blind or severely sight-impaired concession: 50% discount.
- Residential care concession: ARC licence at only £7.50.
- Payment plans: Monthly or quarterly instalments instead of paying all at once.
- Alternative viewing: If you do not watch live TV or BBC iPlayer, you may not need a licence.
Campaigns and Calls for Change
The current scheme has faced heavy criticism. Campaigners argue:
- Many pensioners just above the Pension Credit threshold struggle financially but don’t qualify.
- Television is often a lifeline for older people, especially those living alone.
- In a cost-of-living crisis, they believe free licences should be restored for all over-75s.
As of 2025, no expansion has been announced, though public pressure remains strong.
In 2025, the free TV licence scheme is still available, but only for those aged 75 or older and receiving Pension Credit. The licence fee of £174.50 per year is a serious cost for many, so it’s vital that eligible pensioners claim their entitlement.
For those who don’t qualify, other concessions and payment options exist to ease the burden. With debates ongoing, the future of the scheme remains uncertain—but for now, checking eligibility and applying promptly is the best way to save.
FAQs
Who qualifies for a free TV licence in 2025?
You must be 75 or older and receiving Pension Credit to qualify.
How do I apply for a free TV licence?
You can apply online or by phone. Proof of Pension Credit is required, and renewal is annual.
What discounts exist if I don’t qualify?
Options include a 50% discount for blind pensioners, a £7.50 ARC licence for care homes, or payment instalments.