The Canada Workers Benefit (CWB) is one of the most important tax credits available to low-income Canadians. In August 2025, the Canada Revenue Agency (CRA) confirmed that the maximum CWB for single workers is $1,590,
while families can receive up to $2,739. Designed to help workers manage rising costs, the CWB and its advance version—the Advanced Canada Workers Benefit (ACWB)—provide crucial support throughout the year.
What Is the Canada Workers Benefit?
The CWB is a refundable tax credit that helps low-income workers by topping up their annual income. It includes:
- Basic Benefit – up to $1,590 for singles and $2,739 for families.
- Disability Supplement – an additional $821 for eligible individuals.
Unlike other programs, the CWB is automatic—you do not need to apply separately. Simply filing your tax return ensures CRA will calculate your entitlement.
Payment Schedule for 2025
The CWB is usually reconciled when you file your taxes, but the Advanced Canada Workers Benefit (ACWB) allows you to receive part of your entitlement earlier in the year.
| Payment Date | Details |
|---|---|
| January 10, 2025 | First advance instalment |
| July 11, 2025 | Second advance instalment |
| October 10, 2025 | Third advance instalment |
The remaining balance is issued when you file your 2025 tax return in spring 2026.
Benefit Amounts & Income Thresholds
The amount you receive depends on your Adjusted Family Net Income (AFNI) and family status.
| Status | AFNI Phase-Out Range | Max Benefit | Disability Supplement (Max $821) |
|---|---|---|---|
| Single Worker | $26,149 – $36,749 | $1,590 | Phases out by $42,222 |
| Families | $29,833 – $48,093 | $2,739 | Phases out by $59,038 |
This ensures the benefit is targeted at those most in need, while gradually reducing as income increases.
Eligibility Rules for 2025
To qualify for the $1,590 Canada Workers Benefit in 2025, you must:
- Be 19 years or older by December 31, 2024.
- Be a resident of Canada for the full tax year.
- File your 2024 tax return by the deadline.
- Earn income from employment or self-employment within the CWB income limits.
- Not be a full-time student (unless supporting a dependent).
- Not be incarcerated for 90+ days in the tax year.
Why the CWB Matters in 2025
The CWB is more than just a line item on a tax form—it’s a lifeline for thousands of working Canadians. In 2025, it:
- Offsets inflation by boosting disposable income.
- Provides advance payments to ease cash flow.
- Recognizes the efforts of workers in both single and family households.
- Ensures support for those with disabilities through the supplement.
For workers juggling rising costs in housing, groceries, utilities, and transportation, the CWB is a crucial safety net.
The CRA’s confirmation of the $1,590 Canada Workers Benefit for 2025 is a welcome relief for low-income workers.
With advance payments scheduled for January, July, and October, and final reconciliation during tax season, Canadians can count on steady support throughout the year. By filing taxes on time and ensuring eligibility details are correct, workers can make the most of this vital benefit.
FAQs
Who is eligible for the $1,590 CWB in 2025?
Workers aged 19+ with income within the CRA thresholds, who file their 2024 tax return, are eligible.
When will payments be made in 2025?
Advance instalments are set for January 10, July 11, and October 10, 2025, with final amounts added to your tax refund.
Is there extra support for disabled Canadians?
Yes, a Disability Supplement of up to $821 is available for those approved under the Disability Tax Credit.